I just checked my account and had a charge from UMG*Buyer's Edge last week, and then UMG*Travel and Entertainment just last night!
I know how it happened, though - I bought something off of TV last month and they sent materials with that item talking about these programs, but I never signed up for them! They signed me up automatically -- I can't find proper contact info for them to cancel, though..... now I have to get a new bank card and everything! UGH!
It's supposed to be a discount savings program for those who travel and eat out a lot - of which I don't - so for those who are always on the road, it may come in handy, though at $40 a month between the two of them, I doubt seriously there will be THAT much savings! WHAT A SCAM!!!
Monetary Loss: $39.